Settled Terms of Service

Last updated: 29 April 2026

These Terms of Service ("Terms") govern your access to and use of the Settled mobile application, website, and related services (together, the "Service"). By creating an account, starting a free trial, purchasing a subscription, or using the Service, you agree to these Terms.

If you do not agree to these Terms, do not use the Service.

1. Who we are

Settled is a product of Sophia Hub.

The Service is operated by Kwabena Adjei, trading as Sophia Hub.

Contact details:

• Support email: SophiaHub8@outlook.com
• Website: https://settledmind.app

2. Eligibility

You must be at least 18 years old, or the age of digital consent in your location with any required permission from a parent or guardian, to use the Service.

By using the Service, you confirm that you are legally able to enter into these Terms.

3. Your account

You are responsible for:

• providing accurate account information;
• keeping your login credentials secure;
• all activity that occurs under your account.

You must notify us promptly if you believe your account has been accessed without permission.

We may suspend, restrict, or terminate accounts where necessary to protect the Service, other users, or our legal rights, or where these Terms have been breached.

4. What Settled provides

Settled is a Christian Scripture-based mind-renewal and affirmation app. The Service may include:

• onboarding flows;
• personalised affirmation plans;
• Scripture and declaration sessions;
• audio experiences;
• progress, streak, and habit-building features;
• premium subscription features.

The Service is provided for personal, non-commercial use unless we expressly agree otherwise in writing.

5. Important health, wellbeing, and spiritual disclaimer

Settled is provided for devotional, reflective, educational, and wellbeing support purposes only.

Settled is not:

• medical care;
• mental health treatment;
• counselling;
• psychotherapy;
• crisis support;
• a substitute for professional medical, mental health, or safeguarding advice.

We do not guarantee any particular spiritual, emotional, psychological, financial, behavioural, or life outcome from using the Service.

If you are in crisis, feel unsafe, believe you may harm yourself or others, or need clinical or emergency support, you should seek help from an appropriate qualified professional or emergency service immediately.

6. Free trial and subscriptions

Settled may offer paid subscriptions, including free trials.

Current subscription options shown in the app may include:

• Monthly: £7.99 per month
• Yearly: £49.99 per year
• Free trial: 3 days, where offered

The pricing, billing period, and any trial offer shown to you at checkout are the terms that apply to your purchase.

6.1 Free trial

If a free trial is offered, you may receive temporary access to premium features for the stated trial period. Unless cancelled before the trial ends, your subscription may automatically convert into a paid subscription through the relevant app store billing system.

6.2 Auto-renewal

Subscriptions renew automatically unless cancelled before the end of the current billing period through the relevant app store settings.

6.3 Billing and cancellation

Payments, renewals, refunds, and cancellations are handled by the Apple App Store or Google Play Store, as applicable. You are responsible for reviewing and managing your subscription through your store account.

6.4 Restore purchases

If you previously purchased a subscription, you may be able to restore access using the restore purchases feature within the app.

6.5 Changes to pricing or offers

We may change subscription pricing, packages, or trial offers in the future. Any such changes will apply in accordance with the rules of the relevant app store and will not retroactively alter a billing period that has already started.

7. Consumer rights

Nothing in these Terms excludes, limits, or overrides any rights you may have under applicable consumer law.

8. Acceptable use

You agree not to:

• use the Service for any unlawful, harmful, fraudulent, or abusive purpose;
• interfere with or disrupt the Service or its infrastructure;
• attempt to gain unauthorised access to accounts, systems, or data;
• upload or transmit malware or other harmful code;
• use the Service to harass, threaten, exploit, or harm others;
• copy, scrape, reverse engineer, or exploit the Service except where permitted by law.

9. User content

If the Service allows you to submit information such as preferences, reflections, or other content, you retain ownership of your content.

You grant us a limited licence to host, store, process, display, and use that content only as necessary to operate, secure, support, and improve the Service for you.

You are responsible for ensuring you have the right to provide any content you submit.

We may remove content that violates these Terms, the law, or the safety and integrity of the Service.

10. Intellectual property

The Service, including its branding, software, designs, compiled content, audio assets, and original materials, is owned by or licensed to us and is protected by intellectual property laws.

These Terms do not give you ownership of the Service or our intellectual property.

You may not reproduce, distribute, modify, sell, sublicense, or commercially exploit any part of the Service unless we expressly allow it or the law requires otherwise.

Scripture quotations and translations may remain subject to third-party rights where applicable.

11. Availability and changes

We may update, change, suspend, or discontinue parts of the Service from time to time.

We do not guarantee that the Service will always be available, uninterrupted, secure, or error-free.

We may make changes to improve the Service, reflect feature changes, address security issues, or comply with legal or operational requirements.

12. Account termination and suspension

You may stop using the Service at any time.

We may suspend or terminate your access if:

• you breach these Terms;
• we reasonably believe your use presents legal, security, abuse, or fraud risk;
• we are required to do so by law;
• continued access would harm the Service or other users.

Where appropriate, we may act without prior notice.

13. Liability

To the fullest extent permitted by law, the Service is provided on an "as is" and "as available" basis.

We do not exclude or limit liability where it would be unlawful to do so, including liability for:

• fraud or fraudulent misrepresentation;
• death or personal injury caused by negligence;
• any rights that cannot lawfully be excluded under consumer law.

Subject to that, we are not liable for:

• indirect or consequential loss;
• loss of profit, business, opportunity, or goodwill;
• loss of data caused by factors outside our reasonable control;
• decisions made by you in reliance on devotional or wellbeing content in the Service.

If you are a consumer, we are responsible for foreseeable loss or damage caused by our breach of these Terms or our failure to use reasonable care and skill, but not for loss or damage that is not foreseeable.

14. Third-party services

The Service may rely on or connect with third-party services, including app stores, subscription platforms, analytics providers, hosting providers, email providers, and audio providers.

Their services may also be governed by their own terms and privacy policies. We are not responsible for third-party services we do not control.

15. Privacy

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, store, and protect personal information.

16. Changes to these Terms

We may update these Terms from time to time.

If we make material changes, we may notify you through the app, by email, or by updating the date at the top of these Terms.

Your continued use of the Service after updated Terms take effect means you accept them.

17. Governing law

These Terms are governed by the laws of England and Wales, unless mandatory law in your country of residence requires otherwise.

18. Complaints and disputes

If you have a complaint, please contact us first at SophiaHub8@outlook.com and we will try to resolve it.

If you are a consumer, you may also have rights to bring proceedings in the courts of your place of residence where applicable law allows.

19. Contact

For questions about these Terms, contact:

Kwabena Adjei, trading as Sophia Hub
SophiaHub8@outlook.com
https://settledmind.app